Job Purpose:

The Financial Analyst is responsible for managing and executing treasury operations, including sales revenue collection, payments processing, foreign currency transactions, and the arrangement of short- and long-term loans. The role also involves investing cash surplus with financial institutions, preparing and analyzing financial ratios and cash flow, and generating monthly and quarterly treasury reports (e.g., investments, loan exposure, and market insights).

Main Responsibilities:

Monitor the collection of sales into company revenue accounts.
Execute payments to local and overseas suppliers and employees; manage foreign currency transactions.
Prepare the companys monthly cash flow requirements.
Invest cash surplus in various instruments.
Evaluate and select appropriate financing instruments.
Arrange short- and long-term loans at optimal cost and terms.
Determine monthly financing needs for operations.
Issue and amend Letters of Credit (LCs) and Letters of Guarantee (LGs).
Record entries for loans, investments, and FX transactions.
Resolve payment rejections with financial institutions.
Analyze working capital and financial ratios.
Assist with monthly and yearly book closings.
Prepare investment, exposure, guarantees, and loan reports (monthly/quarterly/yearly).
Prepare reports on bank charges and other income.
Submit financial reports to management, shareholders, and lenders.
Monitor capital project progress.
Prepare loan covenants and KYC requirements.
Manage KYC requirements for financial institution onboarding.
Support other departments with treasury-related data.
Prepare monthly treasury accruals.
Update and manage authorized signatories in line with organizational changes.
Respond to government and external auditor inquiries.
Ensure compliance with company policies, regulations, and safety procedures.
Manage requirements related to cash sweep operations.
Support hedging strategy evaluation and arrangements.
Ensure timely payments of withholding tax, GOSI, and other government dues.
Process SADAD payments promptly.
Perform any additional duties as assigned by the supervisor/manager.

Skills

Education & Qualifications:

Required: Bachelors degree in Finance, Accounting, Business Administration, or related field
Preferred: Masters in Business Administration (MBA) or professional certifications (e.g., CFA, CPA)

Preferred Skills & Competencies:

Solid knowledge of financial risk management tools, techniques, and methodologies
Understanding of treasury front office operations
Practical experience in FX trading, interest rate risk management, and commodities trading
Strong financial risk management acumen

Jobs in Aljubayl

Financial Analyst